• October 2018 Letter

    Lean on Me - In this quarter’s letter we take a deeper look at volunteerism in America today and highlight the many ways people get involved and the benefits they often feel. We’d also like to share with you three examples of how the people of Covington give a little back.

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  • July 2018 Letter

    Collectibles - In this quarter's letter we drill down a bit and focus on three of the largest an most liquid collectible markets: Cars, Wine and Art.

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  • April 2018 Letter

    Blocking and Tackling - Blockchain is a real technology that may emerge as the transformative backbone of record keeping for industries ranging from healthcare, to transportation, to financials.  In this letter, we’ll skip over the hype and take a closer look at the technology and what it means for real investing in the future. 

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  • January 2018 Letter

    Plan Ahead - In this quarter’s letter we’ll look at some of the major changes in tax policy, what they mean for personal financial planning, and actions you may want to consider early in the year.

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  • October 2017 Letter

    Hack Attack - Sensitive data of more than 143 million global consumers was compromised from one of the largest credit bureaus, Equifax.  We provide recommendations to protect your financial and personal information. 

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  • July 2017 Letter

    The Cost of Higher Education - Tuition costs have risen significantly higher than overall inflation, medical care, energy, food, and even new vehicles. So how can you plan for your child’s or grandchild’s future education costs? 

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  • April 2017 Letter

    5G - “5G” or Fifth Generation explores the evolution from 1G to 5G on mobile devices. The progress from basic voice service to true mobile broadband now allow us to view real-time events on our smart phones or tablets.

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  • January 2017 Letter

    Made in (North) America - We describe the history of the 1992 North American Free Trade Agreement (NAFTA) and it's impact, especially on the auto industry. It is also interesting to note the supply side linkage of goods being assembled in different countries.

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  • October 2016 Letter

    9 to 5

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  • July 2016 Letter

    Electoral College

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  • April 2016 Letter

    The Smarter Shopper

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  • January 2016 Letter

    Price Check and Investment Outlook

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  • October 2015 Letter

    What's on TV?

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  • July 2015 Letter

    When the Well is Dry

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