It takes a Muni - In this quarter’s letter, we focus on the importance of municipal bonds in helping to facilitate the building of our infrastructure, why individuals love muni's, and how we approach them.
Advice; for my 25 year-old self - In this quarter's letter we emphasize the point that “few decisions will significantly impact the quality of our lives as the way we manage our finances.” The article addresses topics such as compounding, IRAs, 401(k) accounts, and student loans, and stresses the importance of taking your long term financial health seriously, especially early in life
Uncle Warren - In this quarter's letter we provide some of Warren Buffet's wisdom on long-term investing and also share with you well known companies that he purchased under the Berkshire Hathaway umbrella.
In this letter, we’ll explain the basic elements of the business cycle and take a quick look back at how the current business cycle has evolved. More importantly, though, we’ll explain how some of today’s major issues affect our thoughts on where the business cycle may be headed.
Lean on Me - In this quarter’s letter we take a deeper look at volunteerism in America today and highlight the many ways people get involved and the benefits they often feel. We’d also like to share with you three examples of how the people of Covington give a little back.
Blocking and Tackling - Blockchain is a real technology that may emerge as the transformative backbone of record keeping for industries ranging from healthcare, to transportation, to financials. In this letter, we’ll skip over the hype and take a closer look at the technology and what it means for real investing in the future.
Hack Attack - Sensitive data of more than 143 million global consumers was compromised from one of the largest credit bureaus, Equifax. We provide recommendations to protect your financial and personal information.
The Cost of Higher Education - Tuition costs have risen significantly higher than overall inflation, medical care, energy, food, and even new vehicles. So how can you plan for your child’s or grandchild’s future education costs?
5G - “5G” or Fifth Generation explores the evolution from 1G to 5G on mobile devices. The progress from basic voice service to true mobile broadband now allow us to view real-time events on our smart phones or tablets.
Made in (North) America - We describe the history of the 1992 North American Free Trade Agreement (NAFTA) and it's impact, especially on the auto industry. It is also interesting to note the supply side linkage of goods being assembled in different countries.